Why choose us?
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Health insurance with a difference, we put people before profits
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Great membership benefits to help you prioritise your health
As a Southern Cross member, you’ll get even more benefits to improve your health and wellbeing, at no extra cost (*Subject to change. T&Cs apply. CareHQ health coaching consults not included).
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Discover our plan options and choices
Whether you want peace of mind about major medical expenses or day-to-day health costs, we have a range of plans that will work hard for you and your family.
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Many members, many health journeys
See the true value of having Southern Cross health insurance for yourself.
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Take the next step
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- Southern Cross Medical Care Society Annual Report 2025
- Based on data provided by the Financial Services Council year ended 30 June 2025, including an estimate for nib.
- Reader’s Digest Most Trusted Health Insurance Brand, 2017-2026.



